Terms & Conditions

By accessing or using HFG’s website (the “Site”), services, and any related mobile or digital communications (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Services. 

We reserve the right to update, modify, or revise these Terms at any time. Any changes will be effective upon posting to the Site. Your continued use of the Services after such changes constitutes acceptance of the new Terms. 

By providing your phone number, you consent to receive text messages (SMS) from HFG regarding updates, promotions, account notifications, and other communications.

• Opting Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you may receive a confirmation text, and no further messages will be sent unless you opt back in.
• Message & Data Rates: Standard message and data rates may apply based on your mobile carrier plan. HFG is not responsible for any charges incurred from SMS communications.
• Support: For help or more information, reply HELP to any message or contact us at Processing@gohfg.com 

You agree not to misuse our Services, including but not limited to:

• Violating any applicable laws or regulations.
• Attempting to interfere with or disrupt our systems.
• Using our content for unauthorized commercial purposes.

HFG is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of our Services. All information and services are provided “as is” without warranties of any kind. 

These Terms shall be governed by and interpreted in accordance with the laws of the state of Michigan, without regard to its conflict of law principles.